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Caroline Ralf, Visa Europe | Chartered Manager Degree Apprenticeship

Visa reimagines early talent development

Since June 2023, Visa Europe has revolutionised early talent training, working in partnership with Corndel College London (CCL) to launch the Chartered Manager Degree Apprenticeship. This programme cultivates and empowers the next generation of innovators and leaders within the digital payments sector.

We visited Visa’s London office to fully capture the transformative impact of degree apprenticeships. We met with apprentices, their managers, and the early careers leader. Their insights revealed a significant departure from traditional graduate training routes.

The degree apprenticeship at Visa is a powerful blend of on-the-job experience, academic learning, structured mentorship, and industry-recognised qualifications upon completion. This programme is built to propel graduates into leadership roles within the fast-paced world of digital payments and is a blueprint for the future of early talent development.

We spoke with Caroline Ralf, Visa Europe

Caroline Ralf’s journey at Visa Europe exemplifies the modern apprenticeship in action. Her participation in Visa’s rotational Degree Apprenticeship programme has allowed her to immerse herself in various functions every six months, broadening her expertise and agility by applying her newly acquired skills to real-world projects. 

During one of her rotations, Caroline undertook a landscape analysis for Visa’s marketing function—a project that not only utilised the skills she had developed during her degree apprenticeship but also improved her confidence. “It really helped build my confidence, especially rotating in and out of new teams. I was able to deliver some value and impact straight away,” Caroline reflects on her experience.

Nisha Puri, Risk Business Partner for Product at Visa Europe, has mentored numerous Degree Apprentices. She emphasises the essential role of guiding them through the intricacies of the professional environment. “The primary focus,” Nisha explains, “is assisting them in navigating the workplace, which includes understanding what a professional skill set entails—from conduct to foundational tasks like scheduling meetings and composing emails, whether to peers, seniors, or new acquaintances. Providing support in these fundamental workplace skills is crucial.”

Caroline’s experience as a Degree Apprentice at Visa is developing her into a well-rounded professional poised to navigate the complexities of a global organisation and make a substantial impact in her role. Her story highlights how degree apprenticeships can transform potential into excellence in the corporate world.

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